Broker Check


Monday, May 22, 2023

Paying off your mortgage early may be an option for some. However, focusing on investing money or paying off other debts first could be more beneficial.

Monday, May 8, 2023

Creating a succession plan can help ensure the longevity of your business and can help mitigate the risks and address the pain points associated with organizational change.

Monday, April 24, 2023

Net worth is the total of your assets minus your liabilities. In other words, the value of everything you own, minus what you owe creditors.

Monday, April 10, 2023

These days, there are many retirement account options, leading to confusion and questions. Let’s review some key differences between sponsored retirement accounts and non-sponsored retirement accounts.

Monday, March 20, 2023

The financial situation you were in thirty years ago is far different from the financial situation you’re in now. You likely have different concerns and priorities. Here we have prepared a few considerations for those in or around their 70s

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Monday, March 6, 2023

Roth IRAs are a highly recommended retirement account for a reason. Originally introduced as the ‘IRA-Plus’, these accounts were designed to empower middle-class Americans to save for retirement.

Monday, February 20, 2023

Have you worked for a company offering stock at a discount? These can be solid assets to hold in your portfolio, but they’re not without some degree of complexity. We’ll give you the short and simple version here.

Monday, February 6, 2023

All employer retirement plans fit into two main categories: qualified retirement plans and non-qualified retirement plans. We plan with your retirement accounts in mind, but also want to ensure clients understand the differences.

Monday, January 23, 2023

Setting goals can help you carefully consider what you want your financial future to look like and help you work towards that. Here are a few tips for setting long-term goals.

Monday, January 9, 2023

We have all heard bad financial advice at some point in our lives. These misconceptions seem small but end up doing more harm than good.

Monday, December 19, 2022

As you near retirement, this could be a convenient time to consider moving into and living in an independent care facility. This housing option, or one like it, could allow you to preserve your independence while providing you resources.

Monday, December 5, 2022

As the person who made a financial gift to someone, you – not the recipient – are responsible for filing the correct form with your annual taxes and are also responsible for paying any necessary tax. Here is what you need to know!

Monday, November 21, 2022

To choose the right debt payoff strategy, start with some questions about your budget and preferences. These questions can help you decide which approach might work best for you.

Monday, November 7, 2022

You may have considered all the fun things you will do in retirement – travel, take up a new hobby or spend more time with your family – but well before your official retirement, it’s a good idea to create a pre-retirement checklist

Monday, October 24, 2022

If you have little experience with investing in stocks, bonds, or even real estate, it can be nerve-racking. Here are some common protection strategies to keep in mind.

Monday, October 10, 2022

As a new parent, you have so much to think about in addition to having experiences you haven’t had before. Here are five tips every parent should know.

Wednesday, September 21, 2022

You’ve worked hard your whole life to create a legacy you are proud of. But your legacy doesn’t have to stop when you pass on.

Wednesday, September 7, 2022

As you approach retirement, your financial needs and those who depend on you will likely change. This may require an update of your insurance needs as well.

Wednesday, August 17, 2022

In a world that's moving away from cash and becoming more dependent on credit, you've likely heard financial institutions talk about the importance of credit scores. But what is a credit score? Why is it so important?

Wednesday, August 3, 2022

Who Should Consider A High Deductible Health Plan?

Wednesday, July 20, 2022

A simple explanation of how your Social Security benefits are calculated.

Wednesday, July 6, 2022

Being financially healthy looks different for everyone and every life stage. Use these strategies to get started on your way to financial wellness.

Wednesday, June 15, 2022

The options for retirement investment solutions can be overwhelming with many options to choose from. Whether you're looking for low-risk solutions or an investment that can potentially provide a higher yield, options are available.

Wednesday, June 1, 2022

If you're living in or heading into retirement and have built up a comfortable nest egg, you're probably no stranger to disciplined budgeting. You'll need to budget carefully to account for both needs and wants in retirement.

Thursday, May 26, 2022

Financial Advisor, Daria Schumacher, awarded at Cetera Circle of Excellence

Wednesday, May 18, 2022

Working with a financial professional allows you to design a financial strategy based on your unique needs and aspirations, for today and the future. The benefits of working with a financial professional start with being able to define your

Wednesday, May 4, 2022

You have the life experience to know that you always have to plan for the unexpected. Instead of letting these situations risk derailing your retirement budget, plan for these hurdles so you can be prepared no matter what comes your way in

Wednesday, April 20, 2022

You might have heard some buzz about refinancing your home, but what exactly is refinancing? And, how do you know if refinancing your home is right for you?

Wednesday, April 6, 2022

Medicare is a complicated topic. We'll help you understand what Medicare covers and who is eligible for it so you can worry less about your health coverage.

Wednesday, March 16, 2022

You’ve decided to buy your first home. That’s great! With this decision comes an investment opportunity, more responsibility and a chance to make a home.

Wednesday, March 2, 2022

Not having positive money management habits can have a severe impact not just on your current finances but also on your future finances. Creating and sticking to good habits can help you feel more in control!

Wednesday, February 16, 2022

Understanding an insurance policy can feel like a big undertaking if you don’t have much experience with them. Save yourself time and frustration and learn how to better understand your future insurance policies.

Wednesday, February 2, 2022

As you and your loved ones get older, it could be time to start considering how you'll pay for long-term care. Paying for long-term insurance is one option, but your life insurance policy could help you pay for needed long-term care.

Wednesday, January 19, 2022

Feel like your finances have more control over you than you have over them? There are ways to take back control of your spending and regain control of your finances.

Wednesday, January 5, 2022

Having an emergency fund could save the day, but you may be questioning how much to save, when you should save more and how you should spend these funds. You're not alone in asking these questions!

Wednesday, December 15, 2021

If you want to maximize your tax savings through charitable giving, it's important to know which type of giving may translate into tax savings.

Wednesday, December 1, 2021

Tax planning is more than completing and filing your state and federal taxes. Year-end tax planning means going over potential tax deductions that you may have missed during the year!

Wednesday, November 17, 2021

Updating your beneficiaries listed throughout your estate plan can help ensure no one loses out on assets due to a small oversight.

Wednesday, November 3, 2021

If you have a retirement account set up and you're making regular contributions, that's great! There may come a time when you need to move these retirement savings from one account to another, and there are rules that come with this.

Friday, October 15, 2021

You may not know the difference between a will and a trust. As you're estate planning, you should know your options and the proper tools to achieve your asset distribution goals.

Wednesday, October 6, 2021

At some point in their lives, most people will need some long-term care whether that's at an assisted living community or at-home medical care. When preparing for this future, it can be hard to know where to start.

Wednesday, September 22, 2021

Leave a Lasting LegacyUse Your Life Insurance to Help You’ve worked hard your whole life to create a legacy you are proud of. But your legacy doesn’t have to stop when you pass on. There are ways for your legacy to live on...

Wednesday, September 8, 2021

Feel like your finances have more control over you than you have over them? Explore these strategies to work towards a more financially stable future.

Wednesday, August 18, 2021

Your next loan could have more favorable terms. In a world that's moving away from cash and becoming more dependent on credit, you've likely heard financial institutions talk about the importance of credit scores. Whether it was in...

Wednesday, August 4, 2021

The Roth IRA’s Secret Tax Benefits That Everyone Should Know!

Wednesday, July 21, 2021

What is Socially Responsible Investing? Consider looking into their ethics and what these companies are doing for their community before deciding to invest.

Wednesday, July 7, 2021

Being financially healthy looks different for everyone and every life stage. Use these strategies to get started on your way to financial wellness!

Wednesday, June 23, 2021

How Much Are You Contributing to Your Retirement? Max out your contribution limits. Do you know what the contribution limits are for your specific type of retirement account? Knowing these limits will help you make the maximum...

Wednesday, June 9, 2021

Start Creating Your Succession Plan And get your business ready for your retirement. You’ve worked for years building your business, hiring your employees, keeping up relationships with customers and running your company. But...

Wednesday, May 26, 2021

6 Tips for Paying Off College Debt Get ahead of paying off your student loans. For many, student loans are a necessary debt—a means of paying for college and earning a degree that could potentially put life-changing career...

Wednesday, May 12, 2021

Which Education Savings Account is Right for You? Familiarize yourself with the most common education saving plans. When you’re ready to start thinking about saving for your kids’ college funds, it’s time to learn...

Wednesday, April 21, 2021

Keep Your Estate Plan In Order Is your estate plan still up to date? There's no time like the present to revisit your latest draft. Even if you're retired and have created a plan for your estate and assets, it’s still a good...

Wednesday, April 7, 2021

Reduce Your Credit Card Debt Credit card debt doesn't have to keep you from fulfilling your financial goals. Not all debt is bad. Mortgage and auto loans are often necessary, but credit card debt can be sneaky – it usually...

Wednesday, March 24, 2021

Smart Saving Tips During Retirement You’ve likely spent much of your life working and saving to ensure a financially sound future. But even in retirement, you still need to be conscientious of your money and keeping up your good...

Wednesday, March 10, 2021

Don't Fall for These Common Budgeting Myths You’ve almost made it. You’ve worked, planned, invested, and saved for years to get to your retirement. And now that you’re almost there, it can be so tempting to forget...

Wednesday, February 24, 2021

Retirement Tax Strategies that Work for You Taxes are a certainty of life, but that doesn’t mean you can’t find ways to reduce what you owe to the government, especially once you retire. Consider these strategies (both...

Wednesday, February 10, 2021

Married? Should You File Jointly or Separately Some big changes come with getting married, and that includes your taxes. For the first time, you have the option to file jointly or separately. How romantic!While the IRS recommends that...

Wednesday, January 27, 2021

7 Retirement Mistakesto Avoid in 2021 Planning ahead and keeping a close eye on your finances are two of the most important ways you can ensure you get to enjoy your retirement and get the most out of your golden years. As we begin...

Wednesday, January 13, 2021

It's 2021: Time to Check Your Tax BracketWill your tax bracket change in 2021? Each year the tax rate schedules are adjusted for inflation. That could result in your income being subject to a higher or lower tax rate in the new year....